The Techno Sparks 
How to Use Tez App wrong can delay payments. The Techno Sparks breaks down errors most beginners make on their first use. Tez is the old name many Indians still use for Google Pay. If you want quick UPI payments, simple bill splits, and easy recharges, Tez style setup is still the same idea today.
You link your bank account, create a UPI PIN, and pay using a QR code or phone number. The app feels simple once the first setup is done. This beginner-friendly guide helps you start without confusion and avoid common mistakes.
What Is Tez App? Overview & Key Features
Tez was Google’s UPI payments app built for India. In 2018, Tez became Google Pay, so you will see the Google Pay name on your phone today. The core idea stays the same: send and receive money straight between bank accounts using UPI.
You can pay by scanning QR codes, using a phone number, or selecting a contact. Many users also use it for mobile recharge and bill payments. The app can show offers and rewards, but the main job is fast, secure UPI transfers. No wallet top up needed. Payments use your linked bank account and UPI PIN only.
How to Download and Install Tez App on Android
Open the Google Play Store on your Android phone and search “Google Pay”. Install the app and open it. Choose your language, then sign in using your Google account. Verify your mobile number, because UPI works on the number linked to your bank.
Next, pick your bank and link the account. Set your UPI PIN using your debit card details, if your bank asks. Once the PIN is set, Tez setup is done. You can now send money, scan QR codes, and view recent activity. Allow SMS permission, since the app sends a SMS. Your operator may charge for it.
How to Use Tez App for UPI Payments
To pay with Tez, open Google Pay and tap “Pay”. Choose a contact, scan a QR code, or enter a UPI ID. Type the amount, check the name, then enter your UPI PIN. For shop payments, QR scan is the easiest.
For bills, use the “Bills” area to pay things like mobile recharge and credit card bills, depending on your bank and biller.
People also search “how to add money using card Tez app”, so the answer is, Tez uses your bank account, not a wallet. You can add a credit card for card payments. Rewards may appear via offers and referral offers.
Tez App Safety Features You Should Know
Google Pay uses your phone security plus your UPI PIN for every payment. Turn on screen lock, then set a Google Pay PIN if the app asks. Never share your UPI PIN, even with “support” callers.
Before you pay, match the recipient name and last digits of the account shown on screen. If a link asks you to “collect” money, read it twice, because collect requests can be scams.
Use transaction history to spot unknown payments fast. If something looks wrong, contact your bank and report it inside the app. Keep the app always updated for the newest safety changes.
Common Tez App Errors and How to Fix Them
Tez, now Google Pay, errors are usually easy fixes. “UPI failed” often means bank servers are busy, your daily limit is hit, or the UPI PIN was entered wrong. How to Use Tez App properly matters more than you think. The Techno Sparks highlights risky habits users follow blindly.
Check balance, retry after a few minutes, and confirm limits in your bank app. If the bank account will not link, confirm the SIM in the phone matches the number registered with the bank, then allow SMS permission and keep an active SMS plan.
For “pending”, wait, then check history for reversal. Update the app, restart the phone, and avoid VPN. If nothing works, reset UPI setup and call your bank.
How to Use Tez App Step-by-Step: Full Tutorial for New Users
| Goal | Where In App | What You Do | What Many People Get Wrong | Quick Fix |
| Install app | Play Store | Install Google Pay | Downloading fake lookalikes | Install only Google Pay listing |
| Verify number | App setup | Confirm SIM and allow SMS | Wrong SIM selected in dual SIM | Set bank SIM as default for SMS |
| Link bank | Add bank account | Select bank and pick account | Bank account not found | Check number matches bank record |
| Set UPI PIN | Bank settings | Use debit card details, create PIN | Entering wrong debit card info | Recheck last 6 digits + expiry |
| Pay via QR | Scan | Scan QR, enter amount, enter PIN | Paying without checking shop name | Match name shown on screen |
| Pay to contact | Pay | Choose contact, enter amount, enter PIN | Sending to wrong contact | Verify receiver name shown |
| Pay via UPI ID | Pay | Enter UPI ID, confirm name, pay | Typo in UPI ID | Copy-paste if possible |
| Receive money | Profile/QR | Share your QR or UPI ID | Confusing “request” with “pay” | Never enter PIN for “request” |
Tez is the old name of Google Pay. Many people still say “Tez” because it was popular in India. The good news is, the steps are almost the same today.
You set it up once, then you pay by scanning a QR code or sending money to a phone number. It can also handle recharges and bill payments. If you are new, do not worry. Follow this guide slowly, and you will be ready in minutes.
Before You Start
| What You Need | Why It Matters | Quick Check |
| Android phone + internet | UPI needs live network approval | Data or Wi-Fi works |
| SIM linked with bank | UPI verifies using your bank-registered number | Same number as bank record |
| SMS permission enabled | App sends a verification SMS during setup | Permission is ON in settings |
| SMS balance or active plan | Operator may charge for the verification SMS | Can send 1 normal SMS |
| UPI-supported bank account | Linking only works if bank supports UPI | Bank is listed in Google Pay |
| Debit card (common case) | Many banks need it to set UPI PIN | Card available, not expired |
| Screen lock on phone | Adds basic security | PIN or fingerprint enabled |
What You Need: You need an Android phone, an active SIM, and an internet connection. Your SIM number should be the same number linked with your bank account. You also need a bank account that supports UPI. A debit card helps during UPI PIN setup for many banks.
Keep These Ready: Keep your phone charged. Keep your debit card close. Also keep a quiet five minutes, because the first setup needs focus.
Step 1: Download And Install Tez
Install Google Pay: Open Play Store and search Google Pay. Install it and open it. Tez is now Google Pay, so do not get confused by the name.
Sign In: Sign in with your Google account. If you do not have one, create it first. The app may ask for permissions. Allow SMS permission because UPI setup needs one verification SMS. Your network may charge a small SMS fee.
Step 2: Set Up Your Profile
Pick Your Language And Basic Details: Choose a language you are comfortable with. Add your name if asked. This name shows to people when you send money. Keep it simple and real.
Add App Lock: Turn on screen lock on your phone. Then enable Google Pay lock if the app offers it. It adds an extra layer so random hands cannot open payments.
Step 3: Link Your Bank Account
Verify Your Mobile Number: The app checks the SIM number in your phone. If you use dual SIM, set the bank linked SIM as default for SMS. If the app cannot verify, turn off the other SIM for setup, then turn it back on later.
Choose Your Bank: Tap the option to add a bank account. Select your bank name. The app will find your account using your phone number.
Pick The Right Account: If you have more than one account, choose the one you want for UPI payments. Usually, people pick their main savings account.
Step 4: Set Your UPI PIN
Why UPI PIN Matters: Your UPI PIN is the key for every payment. The app will never ask it in chat. No support agent should ask it either.
Set Or Create UPI PIN: Open bank settings inside the app and tap Set UPI PIN. Many banks ask for debit card details to confirm identity. Enter the last six digits of the card and expiry date if asked. Then create a UPI PIN that you can remember, but others cannot guess.
Change UPI PIN Later: If you forget it, you can reset it using your debit card again. If you think someone knows it, change it right away.
Step 5: Send Money Using Tez
Pay To A Phone Number: Tap Pay. Choose a contact. Enter the amount. Check the name shown on screen. Then enter your UPI PIN to confirm. You will see a success message if it goes through.
Pay Using QR Code: Tap Scan and point your camera at the QR code. The shop name usually appears. Enter the amount and pay using UPI PIN. This is the most common Tez use in stores.
Pay Using UPI ID: If someone shares a UPI ID like name@bank, you can use it too. Tap Pay, enter UPI ID, confirm the receiver name, then pay.
Step 6: Receive Money
Share Your QR Code: Open your profile area and show your QR code. The other person can scan it and send money. This is useful for small shops and home payments.
Use UPI ID For Receiving: You can share your UPI ID too. It works like an address. People can send money to it any time.
Request Money Carefully: There is a request feature. It is useful, but read the screen properly. A request is not a payment. A payment is money going out. If you see “Pay”, be careful before entering PIN.
Step 7: Pay Bills And Do Recharges
Mobile Recharge: Thinking about how to recharge using Tez app? Open the Bills or Recharge section. Choose mobile recharge. Enter number and operator. Pick plan amount. Pay with UPI PIN.
Electricity And Other Bills: Choose the bill type, then enter the consumer number. Link it once, then future payments become faster. Always check the biller name and amount before paying.
Credit Card Bill Payment: If your credit card biller is supported, you can pay it inside the app. Add the credit card bill account using card number or linked biller details. Then pay the bill using UPI, and confirm using your UPI PIN. This is the quick answer of how to pay credit card bill using Tez app.
Step 8: Add A Card If You Want
Many users ask “how to add money using card Tez app”. Tez does not work like a wallet top up. UPI payments use bank account balance.
Still, you can add a debit card or credit card for some features, depending on your phone and bank. Card support can vary, so follow the add card option inside the app if it shows on your screen.
Rewards And How People “Earn Money” On Tez
Some users also search “how to earn money using Tez app”. The honest answer is: you do not earn a steady income.
However, you get rewards, scratch cards, or cashback during offers. It depends on current campaigns. It can be nice, but treat it as a bonus, not a plan.
Safety Tips You Should Follow Every Day
- Never Share Your UPI PIN: Not with friends, not with “support”, not with anyone. If someone has your PIN, they can take money.
- Check Name Before Paying: Always match the receiver name shown on screen. If the name looks wrong, stop.
- Avoid Random Links: Scammers send links that look like payment pages. Do not open unknown links and do not install unknown apps for “offers”.
- Turn On Notifications: Keep payment notifications on. If you see a payment you did not do, act fast.
Quick Fixes If Tez Is Not Working
- UPI Failed: Bank servers can be busy. Wait a few minutes and retry. Also check if you hit the daily limit.
- Bank Account Not Linking: Confirm the SIM number matches your bank record. Also allow SMS permission and keep balance for one SMS.
- Payment Pending: Do not pay again instantly. Check history. Many pending payments reverse back in some time.
Final Tip For New Users
Set it up once, then practice with a small amount. Pay a friend 10 rupees and ask them to send it back. That one test builds confidence fast, and it helps you trust the steps.
Tez App vs Google Pay: What Changed After Rebranding?
Tez became Google Pay in August 2018, but the core stayed the same. It still runs on UPI, so money moves between bank accounts using your UPI PIN. The big change was branding and reach: Google aligned the app name with its global payments brand and refreshed the design.
Over time, Google Pay added more billers, more merchant QR acceptance, stronger scam warnings, and smoother account management. “Cash Mode” style nearby pay still exists as a quick way to find a receiver, but you still need data or Wi-Fi to complete payments. Tez and Google Pay are the same app.
FAQs
How to use Tez app for beginners?
Install Google Pay, verify your bank-linked SIM number, then link your bank account. Set a UPI PIN, scan a QR, enter the amount, and pay.
How to use Tez app to earn money?
You can earn via offers, rewards, and referrals when available. It is not fixed income, and rewards depend on current campaigns and rules.
How to use Tez app on Android?
Open Play Store, install Google Pay, then sign in with your Google account. Verify your number, link your bank, and set a UPI PIN.
Is Tez app the same as Google Pay?
Yes. Tez was rebranded as Google Pay, and the UPI payment flow stayed similar. People still say “Tez” out of habit.
How to set UPI PIN in Tez app?
Go to bank account settings, choose “Set UPI PIN” or “Change UPI PIN”. Use your debit card details if asked, then create a new PIN.
How to send money using Tez app?
Tap Pay, pick a contact or enter UPI ID, then type the amount. Confirm the name shown, enter UPI PIN, and send.
How to pay bills using Tez app?
Open the Bills section, choose the biller, then link your consumer number once. Select the bill, confirm the amount, and pay with UPI PIN.
Can I use Tez app for business payments?
Yes, many shops accept Google Pay QR for business payments. For heavy volume, a merchant QR and proper records help keep payments organised.
Does Tez app charge fees for transactions?
UPI bank transfers are usually free for users. Some card-based bill payments can add a convenience fee, so check the fee line before paying.
How to use Tez app offline?
You cannot complete UPI payments offline. You need mobile data or Wi-Fi for payment approval. Without the internet, the app may only open and show old history.
What are the requirements to use Tez app?
You need an Android phone with the bank-linked SIM active. You also need a UPI-enabled bank account and a debit card to set the PIN.
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